Welcome to this 2-bedroom, 1-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. From the first step inside, the flow of this home feels both practical and welcoming. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. The main living areas are filled with natural light and provide an easy flow for hosting friends or enjoying quiet evenings at home. The outdoor space includes approximately 0.25 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. With parking available, the home provides flexible options for families and visitors. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. On the market for about 11 days, this home offers an excellent opportunity in Monticello. At $289,000, this home is well positioned for buyers seeking value in Monticello.