Located on 5430 Settingdown Road in Cumming, this 4-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the home offers 4,159 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Outside, the property offers approximately 1.702 acres, giving ample room to relax, play, or plan future outdoor projects. With parking available for multiple vehicles, the home provides flexible options for families and visitors. Located in Cumming but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. On the market for about 11 days, this home offers an excellent opportunity in Cumming. With an asking price of $899,000, this property represents an appealing opportunity in the current market.